The Federal Reserve's statutory foundation and central role in monetary policy, bank supervision, and payments make outright abolition before 2027 highly improbable in the absence of extraordinary congressional consensus. A Senate bill to repeal the Federal Reserve Act and wind down operations within one year was introduced in early 2025 but remains stalled in committee, while recent Republican commentary has focused on audits, CBDC restrictions, or governance tweaks rather than dissolution. Current leadership changes, including a new chair and regional supervision realignments, reflect incremental reform pressures instead of elimination efforts. Traders assign near-certain probability to continuation because any repeal would require sustained majorities in both chambers plus presidential approval, followed by complex transition logistics unlikely to conclude within the narrow window. Late-session legislative surprises or a systemic crisis prompting radical overhaul remain the primary, though remote, variables that could shift odds.