Recent modest year-over-year price gains of 2-3% in Miami-Dade median sale prices, which reached $570,000 in September 2026, underpin trader focus on the $788K-$830K ranges as the market-implied path to year-end. Single-family listings near $800K contrast with broader medians around $640K, while elevated mortgage rates above 7% and reduced domestic migration amid 14% above-average living costs weigh on demand. Tight single-family inventory of roughly 4-5 months of supply supports incremental appreciation, yet softening condo segments and affordability pressures create downside risks. With the top two brackets separated by just 0.3 percentage points, outcomes hinge on fourth-quarter sales velocity and any further policy-driven rate shifts before December 31 resolution.