Elevated 30-year mortgage rates near 7.4% and expanded inventory are the dominant forces shaping trader views on Dallas-Fort Worth median home values by December 31. Recent data show median sale prices holding flat to slightly lower year-over-year, with Zillow’s ZHVI near $360,000 in August and NTREIS figures around $365,000–$390,000 through September, while active listings remain well above pandemic lows and months of supply hover near 4.5–5.5. High rates have slowed closed sales and lengthened days on market, yet DFW’s employment growth and net migration continue to underpin demand. The tight clustering of probabilities around the $379,000–$391,000 range captures uncertainty over whether fourth-quarter stabilization or modest further softening will prevail before year-end resolution.